Should an Announcement of Election Results Include Votes by Candidate?

This question was recently asked on a national HOA/condo list serve: “In a board of directors election, should the vote totals by candidate be released to the membership?” Without question, the answer of how election results are announced could vary by state, depending on state statutes. If a statute provides a specific process for elections, that process should be followed. Similarly, if the organization has clear provisions in its governing documents, such as the bylaws, follow that process. However, for associations that follow Robert’s Rules of Order Newly Revised, either due to state law or the governing documents, there is … Continue reading

The Current State Of Solar Laws For Homeowners Associations In North Carolina – 2019 UPDATE

For years North Carolina has followed the national trend of promoting and encouraging green technology and cleaner and more efficient ways of producing energy.  For homeowners associations, the trend has been for state legislatures to create laws allowing installation of solar collectors, regardless of what the HOA may say.  Some states have required HOAs to allow installation under all circumstances, while other states have limited an HOA’s ability to deny an application to install a solar collector to certain specific instances.  For an overview of the current solar laws in North Carolina and how they impact your homeowners association, take … Continue reading

Hurry Up and Wait – What If My Closing Is Delayed?

            A typical real estate transaction is complicated and has many moving parts. In plainest terms, many parties have to come together, ready and willing to move forward at one time, for a real estate transaction to close. Nearly every aspect of real estate transactions has increased in complexity, and despite advances in technology, delays are still common.             When a delay arises, one of the first questions asked is: “What are my rights?” Some may wonder if a delay is a breach of the contract. More often than not, a delay is not necessarily a breach of the contract, … Continue reading

New Firm Facebook Page

Black, Slaughter & Black has a new Facebook page where you can keep up with firm activities, read recent blogs, and find out where attorneys are speaking (and includes a photo from this morning’s Piedmont Education Breakfast where Steve Black spoke on Declaration Amendments: Pandora’s Box)? The new page can be found at www.facebook.com/BlackSlaughterBlack. We ask that you follow it, like it, and share it!

Maintenance, Repair and Replacement in HOAs & Condos (Including Hurricane and Casualty)

Prior to Hurricane Dorian our firm again sent out emergency contact information (emails and cell phone numbers) for all our community association attorneys. The thought behind doing this before significant storms is that in the event of HOA or condo damage, immediate advice may be needed on who is responsible for making and/or paying for necessary repairs. (And, yes, we have gotten calls in the middle of the night about water pouring into a unit or a tree through the roof.) Even in quiet times, issues related to maintenance, repair and replacement are some of the more difficult ones we … Continue reading

Could Your Last Will and Testament be Ambiguous?

New North Carolina Court of Appeals Case The North Carolina Court of Appeals issued a new opinion today in the area of Estate Administration in the case of Brawley v. Sherrill. In this case, the Will provided for an estate to pass equally to Zoe’s two children but if either of the children predeceased Zoe that either his or her share shall go to Zoe’s grandchildren. One of Zoe’s children, a son, predeceased her so the question presented to the Court was does the deceased child’s share go to his children or to all of Zoe’s grandchildren and not just the … Continue reading

Recent South Carolina Solar Law and What it Means for Your HOA

A South Carolina solar bill that was signed into law by Governor Henry McMaster in May this year might have impacts on your homeowners association by increasing the number of property owners looking to install some sort of solar technology on their property.  Since most HOAs have architectural approval procedures for changes to properties, that means that more and more solar applications are going to be submitted for approval. Solar panels, solar shingles, and other solar collectors are increasingly popular options in homeowners associations.  It is no secret that our country, our states, and our local governments are all looking … Continue reading

Recent HOA Case a Good Reminder in North Carolina & South Carolina

At Black, Slaughter & Black we keep track of legal trends and recent case law that impacts our HOA and condo clients.  Although it is a case out of Virginia, the decision in Sainani v. Belmont Glen Homeowners Association, Inc. highlights three important themes that HOAs in North Carolina and South Carolina should be aware of:  (1) there is a difference between rules and regulations and restrictive covenants, (2) the specific wording in covenants matters, and (3) HOA and condo boards must create restrictions that are clear and unambiguous. First, there is a distinct difference between rules and regulations that … Continue reading

FHA Issues New Condominium Approval Rules

Yesterday, August 14, 2019, the Federal Housing Administration (FHA) issued significant policy revisions to its condominium approval process. In addition to changes to the condominium project approval policy, the new policy provides a “single-unit approval process” for individual condominium units to be eligible for FHA mortgage insurance, even if the condominium project is not FHA approved. In addition, the new guidelines extend the recertification for approved projects from 2 to 3 years and will allow more mixed-use projects to be eligible for FHA insurance. Here are a few more specifics as to changes to FHA’s Single Family Handbook: Single-Unit Approval … Continue reading

Who’s Responsible for HOA/Condo Assessments When a Homeowner Dies?

In North Carolina when a homeowner dies, his or her real property passes immediately to the heirs under a Will or if there is no Will, under the Intestate Succession Statute. This means that as soon as the homeowner dies there is immediately, by operation of law, a new owner. The real property is not a probate asset and therefore does not pass as such. Except for limited exceptions, this means that typically the “estate” is not the new owner. The question then arises, who is responsible for paying the community association assessments/dues? Since the heirs inherited the property immediately … Continue reading

2018 Community Association Fact Book Released

The Foundation for Community Association Research has just released its Community Association Fact Book 2018, which is full of HOA/condo data and statistics. The purpose of the work is to provide “research-based information to all community association stakeholders–homeowners, board members, management professionals as well as attorneys, accountants, developers, mortgage lenders, federal agencies, public officials and others–all who work with the Foundation and CAI to build better communities.” If you haven’t reviewed the Fact Book before, the information is fascinating. Both national and state-by-state information can be found. For instance, in 1970, there were 10,000 community associations in the U.S. Today … Continue reading

Real Property Tax Time: Legislative Update – Tax Certification, H201

Now is the time of the year in North Carolina that real property tax (ad valorem) bills are going to be coming out in all counties, if they have not already.  They are most typically due upon receipt but not incurring any late charges or additional interest unless not paid by or before the first part of January of the following year.  You should check with the specific county (there are 100 counties in North Carolina) to determine exact date unpaid tax bills are considered late.             A North Carolina statute that sometimes get overlooked in connection with non-payment of … Continue reading

Can I Enforce an Out-Of-State Judgment in North Carolina?

We live in a country where individuals and corporations transact business, enter into agreements, make purchases, and travel or move from state to state on a regular basis. Sometimes, these out-of-state interactions go south – a company or individual breaches a contract or a driver causes a collision and injures another person – and a lawsuit is filed. What happens if a defendant lives in or moves to North Carolina, but the judgment was entered in another state? Or, if the defendant has real property or other assets in North Carolina? Can a judgment obtained in another state be enforced … Continue reading

Earnest Money Deposit & Contract Default Damages Between North and South Carolina Residential Purchase Contracts

Many real estate attorneys, including Black, Slaughter & Black, PA, work in North and South Carolina to handle matters in both states to benefit their clients’ best interests, but require competence in the laws of both states.  There are many differences in the laws of each state, so your counsel must have requisite knowledge of both in order to handle these types of engagements for you effectively. One area of difference between North and South Carolina is how earnest money deposits made in connection with an accepted offer to purchase are treated once the contract terminates due to default. In … Continue reading

I Want to Sell My Home But the Buyer Cannot Get Financing

CONCERNS WITH CONTRACTS FOR DEED / LAND INSTALLMENT CONTRACTS As my mother told me long ago, “There is more than one way to skin a cat.” If we establish that saying as truth, and there are many ways to accomplish the same goal, I would have to add that some methods are certainly better than others given the same fact pattern; experience teaches us this.  It is my experience that if you are selling a home in North Carolina to a buyer who does not have all of the funds to purchase the property, either thorough available cash or an … Continue reading

Association Loans: What You Need to Know

Previous posts have looked at options for community associations in need of money (see Help, Our HOA (or Condo) Needs Money!). If your association has explored and rejected other possibilities (increased assessments, reserves, special assessment, etc.), a loan may be the best prospect. Questions about whether the loan is a good idea or whether the association will be able to pay back the funds are something that only the association can answer. Instead, this blog examines the legal process of what is involved when an association borrows money. Over 200 lenders currently make loans to HOAs and condos, according to … Continue reading

Black, Slaughter & Black Attorneys Speaking at HOA/Condo Annual Conference AUGUST 2

The Annual Conference of the North Carolina Chapter of the Community Associations Institute will be held Thursday, August 1 and Friday, August 2 at the Wilmington Convention Center (515 Nutt Street). Attendees will include community association professionals and community leaders from across the state. During the Friday educational sessions, several Black, Slaughter & Black attorneys will be speaking on issues of concern to community associations, including: Friday, August 2 at 8:30 am David Wilson (with Dawn Becker-Durnin, NFP, and Jessica Due, NFP) Contractual Risk Transfer for Communities: It’s Not Just About the Certificate of Insurance Communities need to outsource work … Continue reading

Special Assessments for Your Condo or HOA

I am often asked to help homeowners associations and condominiums figure out ways to make ends meet.  For those communities with cash flow problems it can be challenging.  Raising dues is never a popular option, but is often necessary.  The governing documents for most condominiums and homeowners associations allow the board of directors to unilaterally increase dues by some amount—usually between 10% and 15%—without a vote of the membership.  That makes sense because an association should be able to make regular increases to dues to keep up with the costs of the association, both the expected costs and the unforeseen … Continue reading