Why Would You Need an Owner’s Title Insurance policy when buying a home?

And is it necessary? The home buying process can be a confusing and hectic experience, with some of the most complex decisions you might ever have to make in your lifetime. One of those decisions may be the choice of whether to purchase an owner’s title insurance policy. Click here for more information about the basics of title insurance. If you’re buying a house with a mortgage, the lender you choose will always require the purchase of a lender’s policy as a condition for the loan, but why would a homeowner also need their own policy? You might ask, if … Continue reading

Remote Online Notarization Coming (Again)!

With the passage of NC House Bill 776, North Carolina joins 37 other states in adopting rigorous RON (Remote Online Notarization) policies. This brings the end to end security measures and accurate closing procedures that lenders and other industry stakeholders demand, while offering the convenience and safety customers desire. The process revolves around the software platform, one of the most common being Pavaso. This swiss-army knife solution combines the teleconferencing abilities of Zoom with document management and signing capabilities of Docusign and adds encryption and recordkeeping and identification verification. This special suite of tools works together to solve the hardest … Continue reading